I recently received my yearly bonus from my employer. In a sense, this is my hospital's form of "profit sharing." My share this year was nearly $700 - not too shabby!
So I was recently approached to consider a family trip to Florida. That bonus would have been a good start to paying towards our rental and gas expenses... It is tempting!
Instead, I let the practical and growing-older-and-hopefully-wiser side of me decide to apply the money towards debt. It absolutely irks me that although I made twice this year what I have *ever* made in the past, the mortgage companies I contacted all nearly fell out of their chairs laughing when I sought pre-approval for us to buy a house with a maximum value of $100,000.
How depressing! And so, I am hoping to turn a new leaf, reduce our monthly obligations, and eventually find ourselves a home to purchase - or at least be able to vacation more often with cash in hand, rather than relying on plastic. Here's a link to one of my favorite budgeting and frugality websites:
I've Paid for this Twice Already...
The 12 Days of Christmas series that is spread amongst various financial wisdom blogs is where I really found my motivation to go ahead and send in the funds from my bonus towards some of my credit card debt. I invite you to search out the information available there. It certainly helps me put things in perspective - and makes me angry that we throw away $775/month on rent!!! Anyhow, check it out. Your monthly budget will thank you.
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